Client Master Report (CMR): What It Is & How to Get It
07 March 2025 · Sachin Gadekar
A Complete Guide to Client Master Report (CMR) & Its Importance
What is a Client Master Report (CMR)?
A Complete Guide to Client Master Report (CMR) & Its Importance
A Client Master Report (CMR) is a crucial document for investors that provides key details about their Demat account, including personal information, bank details, and nominee data. It is essential for transferring securities, updating account details, or investing in unlisted shares.
This guide will explain what a CMR is, its significance, and how to get it from top brokers like Zerodha, Upstox, and more.
A Client Master Report (CMR) is an official document issued by a depository participant (DP) containing all essential details of an investor’s Demat account. It serves as proof of account ownership and is required for various financial transactions.
Key Information in a CMR Report:
✅ Investor Details: Name, address, and contact information.
✅ Demat Account Number (DP ID & BO ID): Unique identifiers for the Demat account.
✅ Bank Details: Linked bank account number and IFSC code.
✅ Nominee Information: If a nominee is assigned, their details will be listed.
✅ Depository Type: Whether the account is held with NSDL or C
Why is a CMR Report Important?
A CMR copy is required for multiple investment and account-related activities, such as:
✔️ Investing in unlisted shares (pre-IPO stocks).
✔️ Linking a Demat account with third-party investment platforms.
✔️ Transferring securities between Demat accounts.
✔️ Verifying account ownership for compliance purposes.
How to Get a Client Master Report (CMR)?
The process of obtaining a CMR copy varies by broker. Below are step-by-step guides for popular brokerage firms:
How to Get a CMR from Zerodha?
1️⃣ Log in to console.zerodha.com.
2️⃣ Click on ‘Account’ > ‘Documents’.
3️⃣ Select ‘Zerodha CMR Copy’ and request it.
4️⃣ You will receive the CMR report via email.
How to Get a CMR from Upstox?
1️⃣ Log in to the Upstox app and go to ‘Account’.
2️⃣ Tap on ‘Profile’ > ‘Documents’.
3️⃣ Select ‘CMR (Client Master Report)’ and request a copy.
4️⃣ The CMR will be emailed to your registered email ID.
Other Brokers (Groww, Angel One, etc.)
Most brokers provide a CMR copy via their trading app or by requesting it through customer support. Investors can also contact their broker’s support team to get the report.
Frequently Asked Questions (FAQs) on CMR
🔹 What is a CMR copy used for?
A CMR copy is used to verify Demat account details, invest in unlisted shares, and transfer securities.
🔹 Can I get a CMR copy online?
Yes, most brokers provide a digital CMR copy through their online portal or mobile app.
🔹 Is the CMR report free?
Yes, brokers typically provide the CMR copy free of charge.
🔹 How long does it take to receive a CMR report?
Most brokers send the CMR within 24-48 hours of the request.
🔹 Can I use the same CMR for different investments?
Yes, the CMR can be used for multiple transactions, provided the details remain the same.
Final Thoughts
A Client Master Report (CMR) is an essential document for every investor with a Demat account. It simplifies account verification, investment transactions, and securities transfers. Investors should keep a digital copy of their CMR for quick access whenever needed.
📢 Looking for seamless bond investments? Visit TapBonds.com today! 🚀