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Inside the Numbers: Deep-Dive into Bond Issuing companies

Evaluate bond-issuing companies with in-depth insights into financial trends, key ratios, and the latest market news—empowering smarter investment decisions.

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Understanding : Bond Screener

We break down the most important financial ratios and indicators that reflect a company's operational and fiscal strength

Earnings Per Share (EPS)

Indicates how much profit is allocated to each outstanding share, helping gauge profitability.

Debt-to-Equity (D/E) Ratio

Shows the proportion of debt financing relative to shareholders' equity—a key indicator of financial leverage.

Current Ratio

A liquidity ratio that measures a company’s ability to cover short-term liabilities with short-term assets.

Debt/EBITDA Ratio

Shows the proportion of debt financing relative to shareholders' equity—a key indicator of financial leverage.

Total Revenue

Reflects a company's total income, giving a snapshot of scale and performance.

EBITDA

A profitability metric showing earnings before interest, taxes, depreciation, and amortization

Net Income

The bottom line—how much profit a company earns after all expenses.

Frequently Asked Questions

Our bond deep dive data comes from reliable public sources like company filings, market reports, and other financial platforms. The deep dive is provided by our expert team and is designed to help you understand and evaluate the bond issuing companies better.

Our bond deep dive includes the following:

  • Key Metrics: Bond features like coupon rate, face value, maturity date, etc.
  • Financials: Income statement, balance sheet, and cash flow analysis of the issuing company.
  • Peer Comparison: Comparing the company with its industry peers.
  • Borrower Profile: Financial health of banks or NBFCs issuing the bonds. This is only applicable in case of NBFC/Bank NCDs
  • Lender Profile: Overview of the lenders of the company
  • Shareholding Pattern: A breakdown of the company’s ownership structure
  • Pros and Cons List: A summary of the strengths and weaknesses of investing in the bond.

This data is sourced from public and verified channels for research purposes.

To use Bond Deep Dive, search for a company you want to evaluate. If detailed financial insights for that company are already available, you can access them directly. If not, you can submit a request, and we will provide the information within 2 working days.

If you need help understanding bonds or specific ISINs, you can book a call with one of our bond experts.

For more assistance, reach us through the chat box, email, social media, or our WhatsApp community. You can also check our YouTube channel for videos on bonds.

Bonds Directory: This is a catalog of all ISINs (bonds) in the market, providing essential details like coupon rates, ratings, maturity dates, and other terms for each bond.

Bond Deep Dive: This involves a deeper financial evaluation of the bond issuer, including their financial health, management team, and industry positioning. For example, in the Bonds Directory, you would see the details of all ISINs issued by "Keertana." In the Bond Deep Dive section, you would see a detailed financial analysis of Keertana as a company, including its health and outlook.

What Are Bond Ratings?

Bond ratings are assessments of a bond issuer's ability to repay its debt — both interest and principal on time. These ratings help investors evaluate the credit risk associated with different bonds. In India, credit rating agencies like CRISIL, ICRA, CARE, and India Ratings assign these grades based on a thorough analysis of the issuer's financials, business model, and repayment history.

AAA: Highest Safety, Lowest Risk
AA: High Safety, Very Low Risk
A: Adequate Safety, Low to Moderate Risk
BBB: Moderate Safety, Medium Risk (Investment Grade Cutoff)
BB & Below: Speculative / Junk High Risk

Why Do Bond Ratings Matter?

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Risk Assessment:Ratings help investors judge whether the bond suits their risk appetite.
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Pricing Insight:Higher-rated bonds typically offer lower yields and vice versa.
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Liquidity Factor:AAA or AA-rated bonds tend to be more liquid in the secondary market.
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Regulatory Compliance:Some institutions are allowed to invest only in investment-grade bonds.

Risks of Investing in Bonds:

1. Credit Risk in India

This is the risk that the bond issuer fails to make interest or principal payments. In India, credit risk has become a major concern, especially with lower-rated NBFCs and SME issuers.

2. Illiquidity Risk — Especially in SME and Unlisted Bonds

Many bonds in India, especially SME or private placement bonds, are not frequently traded. This means:

  • You may not be able to exit when needed.
  • Selling early may require steep discounts.
  • Price discovery is poor.

3. Rating Downgrade Risk

A bond rated A today can become BBB+ tomorrow — directly impacting the market price and liquidity. Downgrades also reflect increasing credit risk.