Moneyboxx Finance Limited
MoneyBoxx Finance Limited (MFL) is a BSE Listed NBFC providing small ticket loans to micro and small enterprises. It commenced its operations in February 2019 and is promoted by Mr Deepak Aggarwal and Mr Mayur Modi. As on August 2024, it operates in ...
Key Metrics
EPS
4.54
Current ratio
2.48
Debt/Equity
2.02
Debt/EBITDA
3.52
Interest coverage ratio
-
Operating Cashflow to total debt
-0.71
Financials
Pros & Cons
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Here's what we like about this company and potential risks we have identified.
Pros
Experienced management
Sound asset quality; strong underwriting standards
Comfortable capital structure and resource raising ability.
Liquidity: Adequate
Cons
Moderate earnings profile.
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About Moneyboxx Finance Limited bond.
This comprehensive profile covers key factual information about Moneyboxx Finance Limited. MoneyBoxx Finance Limited (MFL) is a BSE Listed NBFC providing small ticket loans to micro and small enterprises. It commenced its operations in February 2019 and is promoted by Mr Deepak Aggarwal and Mr Mayur Modi. As on August 2024, it operates in 8 states, i.e., Bihar, Rajasthan, Haryana, Madhya Pradesh, Punjab, Uttar Pradesh and Chhattisgarh through its branch network of 100 branches. The company is registered with RBI as Nonsystematically Important NBFC engaged in lending and allied activities. EPS in Mar-2024 was 4.54. Current ratio in Mar-2024 was 2.48. Debt/Equity in Mar-2024 was 2.02. Debt/EBITDA in Mar-2024 was 3.52. Interest coverage ratio in Mar-2024 was . Operating Cashflow to total debt in Mar-2024 was -0.71. Total revenue for Mar-2025(E) was ₹147.71. Net income for Mar-2025(E) stood at ₹23.06. Total assets as of Mar-2024 were ₹669.18. Operating cash flow for Mar-2024 was ₹-223.66. The company’s borrowing relationships include State Bank of India (₹N/A Cr), IDFC First Bank (₹N/A Cr), DCB Bank (₹N/A Cr), Federal Bank (₹N/A Cr), AU Small Finance Bank Limited (₹N/A Cr), Fincare Small Finance Bank Limited (₹N/A Cr), Utkarsh Small Finance Bank Limited (₹N/A Cr), HDFC Bank Limited (₹N/A Cr), Kotak Mahindra Bank (₹N/A Cr), (₹N/A Cr). Peers and comparison entities consist of Moneyboxx Finance Limited, Motilal Oswal Financial Services Limited, Aditya Birla Capital Limited, Cholamandalam Financial Holdings Limited. As of Dec 2024, promoters hold N/A% while others hold N/A% of equity. Key strengths include: Experienced management ; Sound asset quality; strong underwriting standards; Comfortable capital structure and resource raising ability. ; Liquidity: Adequate. Key risks include: Moderate earnings profile.. Leadership team details include Mr.Uma Shankar Paliwal (Chairman & Independent Director (Non-Executive)), Ms.Ratna Dharashree Vishwanathan (Independent Non-Executive cutive Woman Director), Mr.Govind Gupta (Non Executive cutive Non Independent Director), Mr.Atul Garg (Non Executive cutive Non Independent Director), Mr.Deepak Aggarwal (Chief Financial Officer), Mr.Mayur Modi (Whole Time Director), Mr.Semant Juneja (Company Secretary & Compliance Officer). This detailed corporate overview is structured to provide a thorough understanding of all available data points, enhance search visibility, and support investor analysis.