Poonawalla Fincorp Limited
Poonawalla Fincorp Limited (erstwhile Magma Fincorp Limited) is a non-deposit taking NBFC registered with RBI. It is engaged in providing consumer and MSME financing, as well as General Insurance services.
Key Metrics
EPS
21.84
Current ratio
0.12
Debt/Equity
1.95
Debt/EBITDA
7.15
Interest coverage ratio
-
Operating Cashflow to total debt
-0.47
Financials
Pros & Cons
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Here's what we like about this company and potential risks we have identified.
Pros
Expectation of need based timely financial support from RSHPL
Healthy capitalization
Diversified resource profile and competitive funding costs
Experienced senior management
Liquidity: Superior
Cons
Comfortable asset quality metrics; new loan book, however, lacks seasoning
Sustainability of earning profile to be monitored
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About Poonawalla Fincorp Limited bond.
This comprehensive profile covers key factual information about Poonawalla Fincorp Limited. Poonawalla Fincorp Limited (erstwhile Magma Fincorp Limited) is a non-deposit taking NBFC registered with RBI. It is engaged in providing consumer and MSME financing, as well as General Insurance services. EPS in Mar-2024 was 21.84. Current ratio in Mar-2024 was 0.12. Debt/Equity in Mar-2024 was 1.95. Debt/EBITDA in Mar-2024 was 7.15. Interest coverage ratio in Mar-2024 was . Operating Cashflow to total debt in Mar-2024 was -0.47. Total revenue for Mar-2025 (E) was ₹7,003.94. Net income for Mar-2025 (E) stood at ₹2,221.29. Total assets as of Mar-2024 were ₹24,086.90. Operating cash flow for Mar-2024 was ₹-7,556.49. The company’s borrowing relationships include (₹N/A Cr), Indian Bank (₹N/A Cr), Axis Bank Limited (₹N/A Cr), HDFC Bank Limited (₹N/A Cr), Small Industries Development Bank of India (₹N/A Cr), The South Indian Bank Limited (₹N/A Cr), Union Bank of India (₹N/A Cr), YES Bank Limited (₹N/A Cr), The South Indian Bank Limited (₹N/A Cr), DBS Bank India Limited (₹N/A Cr). Peers and comparison entities consist of Poonawalla Fincorp Limited, Bajaj Finance Limited, Jio Financial Services Limited, Shriram Finance Limited. As of Dec 2024, promoters hold N/A% while others hold N/A% of equity. Key strengths include: Expectation of need based timely financial support from RSHPL; Healthy capitalization; Diversified resource profile and competitive funding costs; Experienced senior management; Liquidity: Superior. Key risks include: Comfortable asset quality metrics; new loan book, however, lacks seasoning; Sustainability of earning profile to be monitored. Leadership team details include Abhay Bhutada (Non Executive Director), Adar Cyrus Poonawalla (Chairman & Non-Executive Director), Amar Deshpande (Non Executive Director), Arvind Kapil (Managing Director & CEO), Atul Kumar Gupta (Independent Director), Bontha Prasada Rao (Independent Director), Kemisha Soni (Independent Director), Prabhakar Dalal (Independent Director), Sanjay Kumar (Independent Director), Sanjay Miranka (Chief Financial Officer), Shabnum Zaman (Company Secretary & Compliance Officer), Sunil Samdani (Executive Director). This detailed corporate overview is structured to provide a thorough understanding of all available data points, enhance search visibility, and support investor analysis.