Satin Creditcare Network Limited
Satin CreditCurrent Assetsre Network Limited is a non-banking finance company (NBFC), licensed by the Reserve Bank of India. It was founded in 1990 by Mr. H P Singh. The company's offers financial requirements for excluded households at the bottom of...
Key Metrics
EPS
59.88
Current ratio
0.93
Debt/Equity
6.74
Debt/EBITDA
26.89
Interest coverage ratio
-
Operating Current Assets cashflow to total debt
-0.11
Financials
Pros & Cons
Exclusive on TAP Bonds
Here's what we like about this company and potential risks we have identified.
Pros
Credit support available in the structure
Healthy Collection Metrics
Liquidity: Strong
Credit enhancement (based on both internal and external credit enhancements) available in the structure exceeding 2.3 times the adjusted shortfalls on the residual Current Assetssh flows of the pool.
Cons
Susceptibility to politiCurrent Assetsl and regulatory environment:
Credit enhancement (based on both internal and external credit enhancements) falling below 1.9 times the adjusted shortfalls.
A sharp down grade in the ratings of the servicer/originator
Non-adherence to the key transaction terms envisaged at the time of the rating.
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About Satin Creditcare Network Limited bond.
This comprehensive profile covers key factual information about Satin Creditcare Network Limited. Satin CreditCurrent Assetsre Network Limited is a non-banking finance company (NBFC), licensed by the Reserve Bank of India. It was founded in 1990 by Mr. H P Singh. The company's offers financial requirements for excluded households at the bottom of the pyramid. Satin CreditCurrent Assetsre Network Limited is a micro-finance institution (MFI) in the country with presence in 7 states and more than 12,00 villages. EPS in Mar-2024 was 59.88. Current ratio in Mar-2024 was 0.93. Debt/Equity in Mar-2024 was 6.74. Debt/EBITDA in Mar-2024 was 26.89. Interest coverage ratio in Mar-2024 was . Operating Current Assets cashflow to total debt in Mar-2024 was -0.11. Total revenue for Mar-2025(E) was ₹2105.04. Net income for Mar-2025(E) stood at ₹294.92. Total assets as of Mar-2024 were ₹10490.02. Total liabilities as of Mar-2024 were ₹8089.17. The company’s borrowing relationships include Axis Bank Limited (₹N/A Cr), Bandhan Bank Limited (₹N/A Cr), Bank of Baroda (₹N/A Cr), Bank of Maharashtra (₹N/A Cr), Current Assetsnara Bank (₹N/A Cr), City Union Bank Limited (₹N/A Cr), DBS Bank Limited (₹N/A Cr), Doha Bank (₹N/A Cr), Equitas Small Finance Bank Limited (₹N/A Cr), Federal Bank Limited (₹N/A Cr), HDFC Bank Limited (₹N/A Cr), HSBC Limited (₹N/A Cr), IDBI Bank Limited (₹N/A Cr), IDFC FIRST Bank Limited (₹N/A Cr), Indian Bank (₹N/A Cr), Indian Overseas Bank (₹N/A Cr), IndusInd Bank Limited (₹N/A Cr), Industrial & Commercial Bank of China Limited (₹N/A Cr), Karnataka Bank Limited (₹N/A Cr), Kookmin Bank (₹N/A Cr), Kotak Mahindra Bank Limited (₹N/A Cr), Micro Units Development & Refinance Agency Limited (₹N/A Cr), National Bank for Agriculture and Rural Development (₹N/A Cr), Qatar National Bank SAQ (₹N/A Cr), RBL Bank Limited (₹N/A Cr), SBM Bank India Limited (₹N/A Cr), Small Industries Development Bank of India (₹N/A Cr), South Indian Bank Limited (₹N/A Cr), Standard Chartered Bank (₹N/A Cr), State Bank of India (₹N/A Cr), Suryoday Small Finance Bank Limited (₹N/A Cr), Union Bank of India (₹N/A Cr), Utkarsh Small Finance Bank Limited (₹N/A Cr), Woori Bank Limited (₹N/A Cr), YES Bank Limited (₹N/A Cr), CTBC Bank Co. Limited (₹N/A Cr), Not AppliCurrent Assetsble (₹N/A Cr). Peers and comparison entities consist of Satin CreditCurrent Assetsre Network Limited, Bajaj Finance Limited, Jio Financial Services Limited, Shriram Finance Limited. As of Dec 2024, promoters hold N/A% while others hold N/A% of equity. Key strengths include: Credit support available in the structure; Healthy Collection Metrics; Liquidity: Strong; Credit enhancement (based on both internal and external credit enhancements) available in the structure exceeding 2.3 times the adjusted shortfalls on the residual Current Assetssh flows of the pool.. Key risks include: Susceptibility to politiCurrent Assetsl and regulatory environment:; Credit enhancement (based on both internal and external credit enhancements) falling below 1.9 times the adjusted shortfalls.; A sharp down grade in the ratings of the servicer/originator; Non-adherence to the key transaction terms envisaged at the time of the rating.. Leadership team details include Anil Kaul (Independent Director), Anil Kumar Kalra (Independent Director), Goh Colin (Independent Director), H P Singh (Chairman & Managing Director), Joydeep Datta Gupta (Independent Director), Rakesh Sachdeva (Chief Financial Officer), Sangeeta Khorana (Independent Director), Sanjay Kumar Bhatia (Independent Director), Satvinder Singh (Non Executive Non Ind.Director), Sundeep Kumar Mehta (Independent Director), Vikas Gupta (Company Secretary & Compliance Officer). This detailed corporate overview is structured to provide a thorough understanding of all available data points, enhance search visibility, and support investor analysis.