About Ugro Capital Limited bond.

This comprehensive profile covers key factual information about Ugro Capital Limited. UGRO (erstwhile Chokhani Securities Limited) was acquired in 2018 by Shachindra Nath (Vice Chairman and Managing Director). UGRO focuses on lending to MSMEs by offering them multiple products with varying tenors and ticket sizes. The company operates through 150 branches (23 prime and 127 micro), with a wide geographic presence. The AUM of the entity (own and managed) stood at INR 90 billion at end-FY24, with the off-book volumes constituting 45% of the overall AUM (split almost evenly between co-lending & direct assignment and co-origination). UGRO is a publicly listed entity on both the National Stock Exchange of India Limited and BSE Limited. EPS in Mar-2024 was 13.03. Current ratio in Mar-2024 was 1.56. Debt in Mar-2024 was 4828.92. Debt/Equity in Mar-2024 was 3.36. Debt/EBITDA in Mar-2024 was 22.55. Interest coverage ratio in Mar-2024 was . Operating Cashflow to total debt in Mar-2024 was -0.32. Total revenue for Mar-2025(E) was ₹1,346.96. Net income for Mar-2025(E) stood at ₹242.12. Total assets as of Mar-2024 were ₹6,279.99. Operating cash flow for Mar-2024 was ₹-1,534.95. The company’s borrowing relationships include Bank of Maharashtra (₹N/A Cr), Canara Bank (₹N/A Cr), Central Bank of India (₹N/A Cr), ESAF Small Finance Bank (₹N/A Cr), HDFC Bank Limited (₹N/A Cr), IDBI Bank (₹N/A Cr), IDFC First Bank (₹N/A Cr), Indian Bank (₹N/A Cr), Indian Renewable Energy Development Agency Limited (₹N/A Cr), Karnataka Bank Limited (₹N/A Cr), Karur Vysya Bank (₹N/A Cr), Nabsamruddhi Finance Limited (₹N/A Cr), RBL Bank (₹N/A Cr), SIDBI (₹N/A Cr), State Bank of India (₹N/A Cr), Suryoday Small Finance Bank (₹N/A Cr), Union Bank of India (₹N/A Cr), Woori Bank (₹N/A Cr), IndusInd Bank Limited (₹N/A Cr), (₹N/A Cr). Peers and comparison entities consist of Ugro Capital Limited, 360 One Wam Limited, ICICI Securities Limited, Angel One Limited. As of Dec 2024, promoters hold N/A% while others hold N/A% of equity. Key strengths include: Strong growth in franchisee; Adequate capital buffers; Focused on funding MSMEs; geographically and sectorally diversified exposure across MSME value chain; Enablers in place to drive franchise expansion; Targeting strong off-balance growth; Diversified funding mix and lender base; Liquidity: Adequate. Key risks include: Limited track record of operations coupled with limited seasoning of newly disbursed portfolio and geographical concentration; Moderate asset quality; albeit improving . Leadership team details include Amit Mande (Chief Revenue Officer), Anuj Pandy (Chief Risk Officer), Chetan Gupta (Non Executive & Nominee Director), Hemant Bhargava (Independent Director), J Sathiayan (Chief Business Officer), Karnam Sekar (Independent Director), Karuppasamy Singam (Independent Director), Kishore Lodha (Chief Financial Officer), Manoj Kumar Sehrawat (Non Executive & Nominee Director), Rajeev K Agarwal (Independent Director), Rajni Khurana (Chief People Officer), Rohit Goyal (Non Executive & Nominee Director), Satish Kumar Chelladurai (Company Secretary & Compliance Officer), Satyananda Mishra (Non Executive Chairman & independent Director), Shachindra Nath (Vice Chairman & Mng.Director), Sharad Agarwal (Chief Operating Officer), Tabassum Abdulla Inamdar (Independent Director). This detailed corporate overview is structured to provide a thorough understanding of all available data points, enhance search visibility, and support investor analysis.