Yes Bank Limited
YES BANK, a full-service commercial bank headquartered in Mumbai, offers a wide array of products, services, and digital solutions, catering to Retail, MSME, and Corporate clients. The Bank operates its Brokerage business through YES SECURITIES, a wh...
Key Metrics
EPS
0.45
Current ratio
0.07
Debt/Equity
8.64
Debt/EBITDA
174.83
Interest coverage ratio
-
Operating Cashflow to total debt
0.03
Financials
Pros & Cons
Exclusive on TAP Bonds
Here's what we like about this company and potential risks we have identified.
Pros
Granularity of the advances book
Improvement in stability and granularity in the liability profile
Adequate capitalization. Improvement in capital position with CET 1 capital remaining above 13%.
Liquidity: Adequate
Improvement in profitability with the bank reporting ROA of over 0.75% on a sustained basis
Improvement in deposit base with higher proportion of CASA deposits
Cons
Muted profitability, albeit an improvement in recent quarters
Significant contraction in deposit base over a prolonged period
Buffers in capital adequacy ratios over regulatory requirement remaining below 2% over an extended period of time.
Inability to improve profitability ratios.
Any adverse observations by investigative agencies or regulators
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About Yes Bank Limited bond.
This comprehensive profile covers key factual information about Yes Bank Limited. YES BANK, a full-service commercial bank headquartered in Mumbai, offers a wide array of products, services, and digital solutions, catering to Retail, MSME, and Corporate clients. The Bank operates its Brokerage business through YES SECURITIES, a wholly-owned subsidiary of the Bank. The Bank has a pan-India presence including an International Banking Unit (IBU) at GIFT City, and a Representative Office in Abu Dhabi. EPS in Mar-2024 was 0.45. Current ratio in Mar-2024 was 0.07. Debt/Equity in Mar-2024 was 8.64. Debt/EBITDA in Mar-2024 was 174.83. Interest coverage ratio in Mar-2024 was . Operating Cashflow to total debt in Mar-2024 was 0.03. Total revenue for Mar-2025 (E) was ₹37856.76. Net income for Mar-2025 (E) stood at ₹1806.85. Total assets as of Mar-2024 were ₹406,361.55. Total liabilities as of Mar-2024 were ₹364,206.36. Operating cash flow for Mar-2024 was ₹9,644.55. Peers and comparison entities consist of Yes Bank Limited, HDFC Bank Limited, ICICI Bank Limited, Axis Bank Limited. As of Dec 2024, promoters hold N/A% while others hold N/A% of equity. Key strengths include: Granularity of the advances book; Improvement in stability and granularity in the liability profile; Adequate capitalization. Improvement in capital position with CET 1 capital remaining above 13%.; Liquidity: Adequate; Improvement in profitability with the bank reporting ROA of over 0.75% on a sustained basis; Improvement in deposit base with higher proportion of CASA deposits. Key risks include: Muted profitability, albeit an improvement in recent quarters; Significant contraction in deposit base over a prolonged period; Buffers in capital adequacy ratios over regulatory requirement remaining below 2% over an extended period of time.; Inability to improve profitability ratios.; Any adverse observations by investigative agencies or regulators. Leadership team details include Ajay Rajan (No description), Amit Sureka (No description), Anil Kumar Singh (No description), Archana Shiroor (No description), Atul Malik (No description), Dhavan Shah (No description), Indranil Pan (No description), Kapil Juneja (No description), Lavesh K Sardana (No description), Mahesh Ramamoorthy (No description), Nandita Gurjar (No description), Niranjan Banodkar (No description), Prashant Kumar (No description), R Gandhi (No description), Rajan Pental (No description), Rajat Chhalani (No description), Rakesh Arya (No description), Rekha Murthy (No description), Sachin Raut (No description), Sadashiv Srinivas Rao (No description), Sandeep Manohar Mehra (No description), Sandeep Tewari (No description), Sanjay Kumar Khemani (No description), Sharad Sharma (No description), Shivanand R Shettigar (No description), Shweta Jalan (No description), Sunil Kaul (No description), Thekepat Keshav Kumar (No description), Tushar Patankar (No description). This detailed corporate overview is structured to provide a thorough understanding of all available data points, enhance search visibility, and support investor analysis.